One programme, built for how you actually work
Larger contracting businesses do not need more policies. They need a programme that matches the contracts they sign, the sites they work on and the people they employ, and a broker who is still in the room when a claim comes in.
Insurance programme design
Property, liability, contract works, plant, fleet, management liability, cyber and professional indemnity built as one programme, placed with a panel of insurers who understand your work.
Workers compensation strategy
Applied-rate management, wages declarations, premium negotiation and the injury management programme that keeps the rate moving the right way.
WHS and injury management audits
Independent audits of your WHS system and injury management policy by our People Risk team, with the actions insurers and principals expect to see.
Contract review
Head contracts, subcontracts, hire agreements and site access terms reviewed before you sign, so the indemnities you accept are the ones you are insured for.
Claims advocacy
Senior, in-house claims specialists for general and workers compensation claims, arguing your position with the insurer from first notification to settlement.
Renewal reporting
A written renewal report every year: market results, recommendations, uninsured exposures and the decisions we need from you, in plain language.

A year-round cycle, not a renewal date
Your programme runs through ten disciplines every year: risk profiling, engineering and valuations, a pre-renewal review from 60 days out, a quality submission to a selected insurer panel, executive-level negotiation, quarterly reviews, contract review, claims and a long-term plan to a common due date.
Understand
Sites, contracts, people, plant and the exposures behind them.
Design and place
A programme and a market approach, negotiated by senior brokers.
Run it
Certificates, contract reviews, changes, quarterly reviews.
Stand behind it
Claims managed in-house, injury management, return to work.
Western Australian construction, civil and mining services
Commercial construction
Head contractors and Tier 2 and 3 builders with contract works, principal indemnities and subcontractor management to insure properly.
Civil and earthmoving
Plant-heavy businesses on Main Roads, council, mining and subdivision contracts across the metro area and the regions.
Mining services contractors
Maintenance, shutdown, haulage, camp and site services businesses working under principal contracts in the Pilbara and Goldfields.
Where the biggest saving usually sits
For most contracting businesses workers compensation is the largest premium in the programme, and the one you can most influence. Our People Risk team audits your WHS and injury management systems, runs return-to-work, and manages the applied rate with the insurer year on year.

Ready for a second opinion on your programme?
Send us your current schedule and your last renewal report. A senior broker will come back to you within two business days with what we would look at first, no obligation.
Request a programme review

