Western Australian insurance and risk advisers

Insurance brokers for the builders, contractors and mining services that keep WA working.

ATC arranges and manages insurance and risk programmes for construction, civil, mining services and plant businesses from $5 million to $500 million turnover. Senior brokers, an in-house claims team and a workplace risk division, all in Nedlands.

Talk to a senior broker Our services
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Senior brokers reviewing a programme with a client on site
Industry associations and group solutions

Group programmes for industry associations and the members behind them.

We work with industry associations to design group insurance and risk solutions for their members: one programme, one specialist team, and results the whole membership shares. As Gold Sponsor and broking partner of ArbWest, we helped drive over $750,000 in savings for members in the first year.

Talk to us about your association See the ArbWest story
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The ATC team presenting a group programme to association members
One team, three disciplines

Brokers who have been on the worksite and the minesite, working beside health and risk professionals.

Our team has stood on the job sites and mine sites our clients run. Senior brokers, qualified health professionals and workplace risk specialists work as one team, which gives our clients one of the most well-rounded specialist teams in the industries we choose to serve.

Meet the team Workplace risk services
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An ATC broker walking a site inspection with a client crew
Senior brokers on every accountYour programme is run by the people who negotiate it
Your broker, not an insurerWe act for you, and we answer to you
In-house claims teamSenior general and workers compensation specialists
Western AustralianPerth, Goldfields, Pilbara, South West and the regions
What we do

One programme, built for how you actually work

Larger contracting businesses do not need more policies. They need a programme that matches the contracts they sign, the sites they work on and the people they employ, and a broker who is still in the room when a claim comes in.

Insurance programme design

Property, liability, contract works, plant, fleet, management liability, cyber and professional indemnity built as one programme, placed with a panel of insurers who understand your work.

Workers compensation strategy

Applied-rate management, wages declarations, premium negotiation and the injury management programme that keeps the rate moving the right way.

WHS and injury management audits

Independent audits of your WHS system and injury management policy by our People Risk team, with the actions insurers and principals expect to see.

Contract review

Head contracts, subcontracts, hire agreements and site access terms reviewed before you sign, so the indemnities you accept are the ones you are insured for.

Claims advocacy

Senior, in-house claims specialists for general and workers compensation claims, arguing your position with the insurer from first notification to settlement.

Renewal reporting

A written renewal report every year: market results, recommendations, uninsured exposures and the decisions we need from you, in plain language.

See the services in detail

An ATC broker presenting a programme review
How we work

A year-round cycle, not a renewal date

Your programme runs through ten disciplines every year: risk profiling, engineering and valuations, a pre-renewal review from 60 days out, a quality submission to a selected insurer panel, executive-level negotiation, quarterly reviews, contract review, claims and a long-term plan to a common due date.

01

Understand

Sites, contracts, people, plant and the exposures behind them.

02

Design and place

A programme and a market approach, negotiated by senior brokers.

03

Run it

Certificates, contract reviews, changes, quarterly reviews.

04

Stand behind it

Claims managed in-house, injury management, return to work.

Who we work with

Western Australian construction, civil and mining services

Commercial construction

Head contractors and Tier 2 and 3 builders with contract works, principal indemnities and subcontractor management to insure properly.

Civil and earthmoving

Plant-heavy businesses on Main Roads, council, mining and subdivision contracts across the metro area and the regions.

Mining services contractors

Maintenance, shutdown, haulage, camp and site services businesses working under principal contracts in the Pilbara and Goldfields.

All industries

Workplace risk

Where the biggest saving usually sits

For most contracting businesses workers compensation is the largest premium in the programme, and the one you can most influence. Our People Risk team audits your WHS and injury management systems, runs return-to-work, and manages the applied rate with the insurer year on year.

Over $750,000 saved for Western Australian arborists in workers compensation costs in 2026.ATC and ArbWest partnership programme
An ATC broker in discussion with a client on site

Ready for a second opinion on your programme?

Send us your current schedule and your last renewal report. A senior broker will come back to you within two business days with what we would look at first, no obligation.

Request a programme review