Everything a contracting business needs from its broker, in one place.
Programme design, workers compensation strategy, WHS and injury management audits, contract review, claims advocacy and a written renewal report every year. Delivered by the same senior team, so nothing falls between the gaps.
Insurance programme design and placement
We map your exposures against the contracts you sign and the work you do, then design one programme and take it to a selected panel of insurers with a submission that answers their questions before they ask.
- Industrial special risks and contract works
- Public and products liability, principal indemnity
- Contractors plant, hired-in plant and road risk
- Motor fleet and heavy vehicles
- Management liability, directors and officers, statutory liability
- Professional indemnity for design and construct
- Cyber and crime
- Marine transit and environmental liability
Typically for: businesses from $5 million turnover with head-contract or principal obligations
Workers compensation strategy
Workers compensation is usually the largest line and the one you can move. We manage the applied rate, wages declarations and insurer negotiation, and pair it with injury management so the claims experience improves every year.
- Applied-rate and premium negotiation
- Wages declaration review and classification
- Claims experience discount and profit-share structures
- Injury management and return-to-work coordination
- Quarterly claims reviews with your supervisors
- Common law and principal indemnity extensions
Typically for: employers with wages from $2 million
WHS and injury management audits
Our People Risk team audits your WHS system and injury management policy against the legislation and against what your insurers and principals expect. You get a prioritised action list, not a report that sits in a drawer.
- WHS management system audit
- Injury management policy and procedure audit
- Site induction and toolbox review
- Contractor management and verification
- Pre-qualification and tender support
- Wearable and early-intervention programmes through insurer funding
Typically for: head contractors, mining services and labour-intensive businesses
Contract review
Most uninsured losses start with a signature. Send us the head contract, subcontract, hire agreement or site access terms before you sign and we tell you which indemnities your programme responds to, which it does not, and what to negotiate.
- Indemnity and hold-harmless clauses
- Principal and interested party requirements
- Insurance schedules in tenders
- Certificates of currency and evidence of cover
- Hire, lease and plant agreements
- Legal review through partner firms where needed
Typically for: every business that signs a contract it did not write
Claims advocacy
When something goes wrong you deal with a senior claims specialist who works for you, not the insurer. General and workers compensation claims are handled in-house from first notification to settlement.
- 24-hour notification and triage
- Loss adjuster and insurer liaison
- Evidence coordination and reserves
- Workers compensation claims and return to work
- Dispute pathways where an insurer gets it wrong
- Claims trend reporting at each quarterly review
Typically for: all ATC clients; included in the programme
Renewal reporting
Every renewal comes with a written report: what changed and why, the market results, the numbers at a glance, uninsured exposures and the decisions we need from you, so your board can sign off with confidence.
- Executive summary and recommendations
- Market results by policy
- Premium movement and payment options
- Uninsured exposures review
- Renewal instructions page
- Important notices and disclosures
Typically for: boards, owners and finance managers who want the whole picture on paper
Not sure which of these you need?
Start with a programme review. We read your current schedule and your last renewal report, and tell you plainly where the gaps and the savings are.
Request a programme review